Loans are also a mechanism by which many students finance their graduate education. To receive a federal student loan, students must complete and submit the Free Application for Federal Student Aid (FAFSA). Loan forgiveness plans may be available for mental health counselors who practice in underserved areas of Indiana. One such program is the National Health Service Corps, Loan Repayment Program. Currently, behavioral health clinicians can apply for up to $50,000 to repay their student loans in exchange for two years of work at designated locations after graduation. Visit the provided website to learn more about the special requirements and conditions of this federally funded program. It is important to note that awards are not guaranteed even though applicants may be practicing in an underserved area.